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The Lofrumento Agency Blog

Topics of interest inspired by real life events impacting our family and customers in the Clifton Park, NY area and beyond.

Insurance for eBikes

Insurance for eBikes Over the past few years, eBikes have become quite popular. What’s an eBike you ask? An eBike is a bicycle which has an integrated electric motor to enhance your peddling efforts. The assistance of the electric motor makes it easier to travel at a...

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Long Term Care Insurance Considerations

Many people ask me about long term care insurance and wonder if it’s right for them. The first thing to realize about long term care insurance is that, in most cases, it’s not about you. “What do you mean, John?” I mean that in most cases, if you need care, you’re...

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Should I Keep My Snowmobile Insurance All Summer?

It’s about that time of year when I get a lot of calls asking to cancel snowmobile insurance policies because the season is just about over. Typically, that’s not a great idea. Insurance companies know that you’re not laying fresh tracks in the snow in mid-July but...

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You Got This!

The past 12 months have been challenging for everyone. A global pandemic was something that I’ve read about in history books, but I never really expected that I’d live through one. The biggest thing I’ve learned from the pandemic is that flexibility is critically...

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What’s With The Scooter?

For those of you who have been to my office, you’ve probably noticed the bright red vintage scooter on display. Many have asked, “what’s with the scooter?” It’s actually a piece of Allstate history. Back in the 1950s and 60s, when Allstate was owned by the Sears,...

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Calling All Adventure Junkies

The summer before COVID, my wife and I took our kids to Niagara Falls. We had a blast! My wife found us a nice hotel on the Canadian side, and we saw all of the major attractions. We took a boat ride on the Hornblower (the Canadian version of the Maid of the Mist), we...

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Take Control. Don’t Let Distractions Rule Your Day.

Life was a lot different back in the eighties when I was a kid. Gas was under a dollar a gallon, you had to wait a few days to have film developed and kids would disappear into the vast outdoors all day without any adults knowing where they were. Today, gas is three...

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Pandemic Networking

One of my favorite parts of being a small business owner is meeting other local professionals and learning all about their professional and personal journeys. I enjoy making new connections and I’ve met some really amazing people at networking events, many of whom I...

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Term Life Insurance or Whole Life Insurance?

Life Insurance If you're like most people, you know that you need life insurance but you're not exactly sure what type you need. There are a lot of options and you might not be sure how to decide what's right for you and your family. Here is a quick overview of the...

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HI, I’M JOHN.

Here, I’ll post about everything from common insurance topics to community news and even my personal adventures. Insurance topics are inspired by actual events affecting our customers. The community news is based on the greater Albany, Schenectady, Troy, Saratoga area with a focus on Clifton Park, Ballston Lake, Ballston Spa, Malta and Glenville. My personal adventures will probably focus on my children. Enjoy!

John Lofrumento HeadshotJohn Lofrumento, CFP®, FSCP®, RICP®
President, The Lofrumento Agency
Clifton Park, NY / Ballston Lake, NY

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