The Lofrumento Agency Difference

Since our local community has been very supportive of us, we put an emphasis on making a positive impact in our community. Our team also has unique qualifications to serve you in ways which provide unparalleled value for you and your family.

Raised More Than $100,000 for Local Charitable Organizations

  • John is a member of the Board of Directors for Ronald McDonald House Charities of the Capital Region in Albany, NY
  • John is an Ambassador for the Capital Region Chamber of Commerce
  • John is a Rotarian with Twin Bridges Rotary in Clifton Park, NY
  • The Lofrumento Agency is a team Sponsor for the Halfmoon Baseball League each season in Halfmoon, NY
  • John is a guest lecturer at Siena College Risk Management classes in Loudonville, NY
  • Plus, The Lofrumento Agency contributes annually to: CAPTAIN Community Human Services, LifeSong, Saratoga Children’s Theatre, Play it Foreward 518, Girl Power 2 Cure and many others…

Over the years, we’ve been proud to support many local charitable organizations which make the Capital Region so great! We’ve supported with volunteer hours as well as with financial contributions and fundraising.

8,000+ Policies in Force

Thousands of Capital Region families currently trust our team of licensed insurance professionals to help protect them from life’s uncertainties.

18+ Years of Proudly Serving the Capital Region
John Lofrumento founded The Lofrumento Agency in 2005 with a focus on providing quality insurance advice to families in our community. We’ve grown over the years but we’ve never lost our focus.

We have customers in all parts of New York State but the majority of our customers are from right here in the Capital Region from cities and towns such as Clifton Park, Ballston Lake, Ballston Spa, Malta, Saratoga Springs, Burnt Hills, Latham, Colonie, Albany, Schenectady, Niskayuna, Glenville, Scotia, Rexford, Waterford, Mechanicville, Troy, and the neighboring communities.

Our Team

John Lofrumento, CFP®, FSCP®, RICP®

John Lofrumento, CFP®, FSCP®, RICP®

Siena College Alumnus

Meet John: I’ve lived in the Capital Region my entire life. I grew up in East Greenbush and graduated from Siena College. I live in Halfmoon with my wife Kerry and our two wonderful children.

I enjoy being active in the community. I help local businesses and their employees thrive through my volunteerism with the Capital Region Chamber of Commerce. I also champion youth sports and numerous local charities. I try to give back as much as possible to the community that has been so supportive of me over the years.

Two of my other passions are things with wheels and books. From Corvettes to Vespas (I own both) and everything in between, if it has wheels, count me in! Also, after I tuck my children into bed, I usually grab my Kindle and dig into a good book each night.


James Carroll

Sales Manager

University at Albany Alumnus

Jim has been with the Lofrumento Agency since February of 2007. With over a decade of experience with Allstate, Jim has an abundance of product knowledge. He specializes in many types of insurance, but his favorites are home, life and auto. He graduated from the State University of New York at Albany in 2004, where he met his wife, Liz. They have two children together and Jim loves to spend time with his family and friends. His favorite past time is playing in the pool with his kids.


Rhiannon Tebbs

Relationship Manager

Johnson & Wales University Alumnus

Rhiannon joined the team in 2018, and she specializes in customer experience. She has an extensive background in customer relations, stemming from her degree in culinary arts and hospitality. When she is not at the office, you might find her at Clifton Park Ice Arena cheering on her son’s hockey team. Rhiannon enjoys spending time with her family and exploring local attractions.

Victoria Reynolds

Victoria Reynolds

Customer Service Representative

ITT Technical Institute Alumnus

Victoria joined the Lofrumento Agency in 2022 and is the newest member of our team. She brings a wealth of insurance claims experience to our agency. Before joining us, she worked with another company helping people navigate the property insurance claim process. Victoria is also a proud mother and grandmother as well as an avid artist who enjoys graphic design.

Take a look through our online reviews & blog.

Our team has a 4.9 Star rating on Google with 120+ local reviews. We’re a local small business working hard to help families in the Capital Region. We’re confident that, whether we decide to work together or not, you’ll see value in connecting with our team.

We have our Homeowner and Auto Insurance with The Lofrumento Agency. We are very pleased with their service, follow-up, and always being there for us when we needed them. I know John Lofrumento now for over 5 years and am glad I met him. A very nice guy!
Alex P.
Setting up the appointment for a call to get a quote was easy. John called right on time and took his time explaining all the options for home and auto. The quote was also the best one by far. Overall a great experience.
Rebecca F.
John offers exceptional customer service and concern for all of my concerns/needed. He was recommended by a friend, I only wish I had changed agents years ago. His communication is excellent.
Joseph P.
The quote process was quick and easy. Jim Carroll was responsive and professional answering all of my questions. I decided to switch to Allstate due to a savings of an annual savings of $200 for home and auto from my previous insurance company.
Sharon R.
Any time we have contacted the office for help, of any kind, we received: prompt; friendly; professional; and competent service. Who could ask for more? I highly recommend John and his staff if you want peace of mind.
Joseph B.
John and the office staff are friendly and patient, easy to talk to. They handled my insurance issue promptly and were able to address my questions and concerns. I feel confident that everything is in order after choosing this office.
Eileen S.
The professionalism of the Lofrumento is second to none! From my initial call to the agency, to my automobile policy set up with Jim, to the follow up emails, I knew I made the right choice! John has built an outstanding business and I would recommend The Lofrumento Allstate Team to anyone with insurance needs!
Christopher M.

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