by Lofrumento Insurance Agency | Oct 8, 2021 | Car Insurance, General
The other day, I was having a conversation with one of my customers from Clifton Park who asked me when he should remove the collision insurance coverage from his 2011 F-150. This is a common question I’m asked, and the answer varies. CAN YOU AFFORD TO BUY A...
by AgencyLofrumento | Aug 23, 2021 | Car Insurance, General
What is Telematics and how is it reinventing Auto Insurance? Before explaining telematics, I need to provide some background. Historically, auto insurance rates have been generated at the zip code level. This means that a “base rate” is determined for your...
by AgencyLofrumento | Aug 16, 2021 | General, Homeowners Insurance, Property Insurance
It’s the middle of August and that means it’s back-to-school time again! If your teen is headed off to college this year, this article is a must read. Parents ask me about “dorm room insurance” every fall and there are different ways to make sure you and...
by AgencyLofrumento | Aug 9, 2021 | General, Liability Insurance
Planning a wedding is a lot of work. There are countless decisions that need to be made. The floral arrangements, flavor of the cake, music to be played, seating charts, meal options and many more. It’s stressful. One thing you might not think about during the...
by AgencyLofrumento | Jul 21, 2021 | General, Liability Insurance
Hint: An Umbrella policy has nothing to do with rain… Umbrella Insurance: Unexpected Financial Burden The reason you probably purchase insurance is to protect yourself from an unexpected financial burden. Commonly, people think of the financial burden of having...
by AgencyLofrumento | Jul 17, 2021 | Community, General
The crazy life of a small business owner…Being a small business owner has its triumphs and struggles and it’s a way of life like no other. If you’re a small business owner, you know exactly what I mean. Undoubtedly, you’d tell others that it’s awesome because,...
