by Lofrumento Insurance Agency | Apr 7, 2022 | Homeowners Insurance, Property Insurance
Your house uses a complex group of systems, silently operating to enable the comforts of modern life. We take certain things for granted like when we flip a switch, and the lights turn on or when clean water comes out of a faucet to wash our hands with. When we flush...
by Lofrumento Insurance Agency | Mar 28, 2022 | Homeowners Insurance, Property Insurance
If you’re purchasing a home, your lender will probably ask you to purchase hazard insurance. Hazard insurance typically refers to coverage for the structure of your home in the event of a fire, lighting, vandalism, windstorm, and hail but hazard insurance is not the...
by Lofrumento Insurance Agency | Mar 8, 2022 | Car Insurance
If you’re involved in a car accident, you’re likely going to be without your car for a period while it’s being repaired. Since you’ll probably still need a car, you might have to rent one while yours is being repaired. Luckily, your car insurance may help to pay the...
by Lofrumento Insurance Agency | Dec 2, 2021 | Long-Term Care Insurance
Many people ask me about long term care insurance and wonder if it’s right for them. The first thing to realize about long term care insurance is that, in most cases, it’s not about you. “What do you mean, John?” I mean that in most cases, if you need care, you’re...
by Lofrumento Insurance Agency | Oct 8, 2021 | Car Insurance, General
The other day, I was having a conversation with one of my customers from Clifton Park who asked me when he should remove the collision insurance coverage from his 2011 F-150. This is a common question I’m asked, and the answer varies. CAN YOU AFFORD TO BUY A...
