by AgencyLofrumento | Aug 23, 2021 | Car Insurance, General
What is Telematics and how is it reinventing Auto Insurance? Before explaining telematics, I need to provide some background. Historically, auto insurance rates have been generated at the zip code level. This means that a “base rate” is determined for your...
by AgencyLofrumento | Jul 25, 2021 | Car Insurance
You’re driving up Route 9 in Clifton Park and you see something in the road. There’s a car in the lane next to you and you’re unable to swerve. You drive over what appears to be a piece of metal lying in the road and everything seems fine. Five...
by Lofrumento Insurance Agency | Jul 19, 2021 | Car Insurance
The Albany area is notorious for potholes big enough to swallow a car! Well, maybe I’m exaggerating a bit but, in all seriousness, potholes can really cause some surprising damage to your car and they can just pop up out of nowhere! I kind of equate it to stepping on...
by AgencyLofrumento | Jun 29, 2021 | Car Insurance, General
It’s one of those situations that nobody wants to think about. You’re driving home from work on Route 9 in Clifton Park and someone rear-ends you at a traffic light. Do you know what you should do? Here are some tips on how to handle the situation at the scene of the...
by AgencyLofrumento | Jun 9, 2021 | Car Insurance, General
I’m commonly asked when you have to add a young driver to your auto insurance policy. Parents are often hesitant to add their children as drivers on their car insurance policy because they know their rate will increase. Yes, it’s true that your rate will probably...
by Lofrumento Insurance Agency | Apr 9, 2021 | Car Insurance, Motor Sports
Wow! Have you been outside? It’s beautiful today! Sports car season is almost upon us. If you’re a sports car, muscle car or antique car enthusiast, you’re probably itching to get your car out, just like I am today. Before you hit the road this spring, make sure you...